Established in 1968, we have been arranging insurance cover for the heating & ventilation / air conditioning commissioning industry for over 50 years and now insure numerous commissioning engineers both CSA and HVCA members.
We now operate an exclusive scheme for Public & Employers Liability which can include £50,000 Professional Negligence (Professional indemnity/PI) cover from only £56 as an optional add on (for companies with a turnover of < £1.5m). Bear in mind that often even if you are not found negligent you will need legal defence costs paid and this PI cover can incorporate these costs.
Stand-alone Professional Indemnity cover can also be sought for higher limits subject to the completion of a proposal form.
Our experience in this area means we understand the insurance risks and what you do for example commissioning only, commissioning management and or flushing of systems before first use, which is extremely important particularly when arranging liability insurance so you are not incorrectly rated at a higher rate as an HVAC installer!
When quoting we will always ensure you are covered correctly by asking about any work at hazardous locations such as airports, ships or railways as these are often EXCLUDED from cover on a standard policy – have you checked your schedule or policy wording for exclusions?
Please see our advert in the CSA magazine or complete our enquiry form, and we’ll get back to you to discuss your requirements and give you a quote.
Other covers we can arrange for your business include:
Liability
Professional indemnity
Commercial combined
Contractors all risks
Property owners
Offices
Business travel
Motor fleet
Commercial vehicle
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Find out further information on our broker partners CSA