Directors and Officers Insurance is designed to cover the costs of legal defence in cases of corporate malpractice. In today's increasingly litigious climate allegations of wrongdoing can be brought by any number of complainants, from customers and competitors to disgruntled colleagues.

As a company Director or Officer you'll already be aware that you are personally responsible for the actions of your company. However, you might not know that you have unlimited liability in cases of professional neglect; which means that your personal assets are at stake.

D&O insurance provides an affordable safeguard for all directors, officers and other board members. Our team of commercial consultants can arrange cover that's both competitive and comprehensive; all we need is your last reported turnover and the limit of indemnity required.

We have access to great deals for all types and size of company from PLCs to SMEs. And don't make the mistake of thinking that you're protected if you are heading-up a limited company; as the 'limited liability' refers to the shareholders rather than the directors.

Claims can be brought against directors for any number of wrongful acts, but commonly include:

• Corporate Manslaughter
• Disputes over Mergers & Acquisitions
• Health & Safety implementation
• Disputes with employees or colleagues
• Compliance with EU Directives & Regulations
• Disputes involving Conflict of Interests
• The Insolvency Act