Combined commercial insurance provides comprehensive business cover under one policy. Generally designed for small businesses, manufacturers, wholesalers & the like; commercial combined insurance is a cost effective way to protect against all aspects of a business' risk. Policies are tailored to individual company needs, but generally include cover for:

• Material damage, burglary and theft
• Employers' liability: required by UK law if you employ staff (subject to criteria)
• Public and products liability
• Business interruption
• Stock and goods in transit
• Money- either held on the premises or by an authorised employee

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